Cy-Fair Real Estate BlogRecently posted or modified blog posts in the category - Buying a Homehttps://www.cyfairrealestate.com/blog/Copyright CyFairRealEstate.com2024-01-05T11:48:27-07:00tag:cyfairrealestate.com,2012-09-20:225602023’s Hottest Zip Codes- Spoiler Alert #1 is Cypress, TX<img src="https://assets.site-static.com/userfiles/1187/image/Cypress.jpg" width="980" height="571" />
In 2023, despite the surge in mortgage rates, Houston's housing market continued its trend of drawing more individuals to suburban areas, as revealed in a recent report by Opendoor. Notably, Cypress and <a href="https://www.cyfairrealestate.com/schools/katy-isd/">Kat</a>y, two ZIP codes in the Houston region, claimed the top two positions as the most sought-after locales in the United States.
The investigation focused on U.S. ZIP codes where home purchases occurred most rapidly throughout 2023, utilizing data from local Multiple Listing Services (MLS) in markets where Opendoor is active. The rankings were based on the total number of homes entering into contracts within 90 days of being listed.
The overall findings underscore a growing inclination for residing outside major urban centers, with a distinct preference for suburban and exurban living. The 77433 ZIP code in Cypress emerged as the fastest-selling area nationwide, marking a noteworthy ascent from its seventh-place position in 2022.
Opendoor's list of the hottest ZIP codes in 2023 is as follows:
<a href="https://www.cyfairrealestate.com/cypress-tx-homes-for-sale/">Cypress, Texas (77433)</a>
Katy, Texas (77493)
Clarksville, Tennessee (37042)
Yukon, Oklahoma (73099)
Summerville, South Carolina (29486)
Forney, Texas (75126)
Aubrey, Texas (76227)
New Braunfels, Texas (78130)
San Antonio, Texas (78253)
Fort Worth, Texas (76179)
For those interested, the complete report is available on <a href="https://www.opendoor.com/articles/2023-hottest-zip-codes">opendoor.com</a>. If you haven't done so already, consider registering for a <a href="https://www.cyfairrealestate.com/contact/">free account</a> to receive email alerts whenever new listings become available on the market.2024-01-05T11:37:40-07:002024-01-05T11:48:27-07:00Rodney Jordantag:cyfairrealestate.com,2012-09-20:5359Homes on Large Lots For Sale in Cypress, TXLarge Homes and Lots
For Sale in Cypress, Texas
Larger lot neighborhoods in the area include <a href="https://www.cyfairrealestate.com/lakes-of-rosehill-homes-for-sale/" title="Lakes of Rosehill" target="_blank">Lakes of Rosehill</a>, <a href="https://www.cyfairrealestate.com/lakes-of-fairhaven-homes-for-sale/" title="Lakes of Fairhaven" target="_blank">Lakes of Fairhaven</a>, White Oak Lake Estates, Kluge Lake, and Tower Oaks.
You will also find oversized lots in master-planned communities such as <a href="https://www.cyfairrealestate.com/bridgeland-homes-for-sale/" title="Bridgeland" target="_blank">Bridgeland</a>, <a href="https://www.cyfairrealestate.com/towne-lake-homes-for-sale/" title="Towne Lake" target="_blank">Towne Lake</a>, <a href="https://www.cyfairrealestate.com/fairfield-homes-for-sale/" title="Fairfield" target="_blank">Fairfield</a>, <a href="https://www.cyfairrealestate.com/cypress-creek-lakes-homes-for-sale/" title="Cypress Creek Lakes" target="_blank">Cypress Creek Lakes</a>, <a href="https://www.cyfairrealestate.com/coles-crossing-homes-for-sale/" title="Coles Crossing" target="_blank">Coles Crossing</a>, <a href="https://www.cyfairrealestate.com/longwood-village-homes-for-sale/" title="Longwood Village" target="_blank">Longwood Village</a>, and others.
Here are current homes for sale in the Cypress, TX area on at least 1/2 acre of land.2022-03-01T14:51:00-07:002023-10-25T13:34:49-07:00Sarah Cobbtag:cyfairrealestate.com,2012-09-20:60179 Car Garage Home in Cypress Creek Ranch26111 Cross Hollow Lane Cypress, TX 77433
<img src="https://assets.site-static.com/userfiles/1187/image/26111_Cross_Hollow-32.jpg" width="598" height="399" />
<a href="https://www.cyfairrealestate.com/property-search/detail/70/84577493/26111-cross-hollow-ln-cypress-tx-77433/" title="Cross Hollow Lane" target="_blank">26111 Cross Hollow Lane</a> is located in Cypress Creek Ranch in Cypress, TX. It features 4 bedrooms and 3.5 bathrooms along with a private office with french doors, a formal dining room, a breakfast room, a formal living room, a 3 car attached garage, and a 6 car detached garage The home is 3,369 sq/ft and sits on a 1-acre lot.
<img src="https://assets.site-static.com/userfiles/1187/image/26111_Cross_Hollow-14.jpg" width="225" height="150" /> <img src="https://assets.site-static.com/userfiles/1187/image/26111_Cross_Hollow-11.jpg" width="225" height="150" /> <img src="https://assets.site-static.com/userfiles/1187/image/26111_Cross_Hollow-13.jpg" width="225" height="150" />
Walking into the home you will notice a formal dining area to the left, a formal living area in front of you, and a private office that could be used as a fifth bedroom on the right. Wood floors are featured in both the dining and formal living areas with tile floors in the office.
<img src="https://assets.site-static.com/userfiles/1187/image/26111_Cross_Hollow-15.jpg" width="300" height="200" /> <img src="https://assets.site-static.com/userfiles/1187/image/26111_Cross_Hollow-17_Fixed.jpg" width="300" height="200" />
Off to the right, secluded from the rest of the bedrooms, is the large master suite with a large master bath with two vanity areas, separate shower, soaking tub, and two walk-in closets. The bedroom and bathroom feature tile floors and there is a private entry to the back patio and pool area from the master bedroom.
<img src="https://assets.site-static.com/userfiles/1187/image/26111_Cross_Hollow-1.jpg" width="300" height="200" /> <img src="https://assets.site-static.com/userfiles/1187/image/26111_Cross_Hollow-3_Fixed.jpg" width="300" height="200" />
Moving back into the main living area of the home is the kitchen area. This space features granite countertops, stainless appliances, and lots of storage space!
<img src="https://assets.site-static.com/userfiles/1187/image/26111_Cross_Hollow-6.jpg" width="300" height="200" /> <img src="https://assets.site-static.com/userfiles/1187/image/26111_Cross_Hollow-5.jpg" width="300" height="200" />
The kitchen opens up into the family room that features a gas log fireplace and in-floor electrical outlets. Attached to the family room is the breakfast room with its own entry to the large back patio area and door for your four-legged family members to go out.
<img src="https://assets.site-static.com/userfiles/1187/image/26111_Cross_Hollow-21.jpg" width="300" height="200" /> <img src="https://assets.site-static.com/userfiles/1187/image/26111_Cross_Hollow-22.jpg" width="300" height="200" />
The first of the three bedrooms on the East side of the house features premium laminate flooring, a walk-in closet, and a private en-suite bathroom.
<img src="https://assets.site-static.com/userfiles/1187/image/26111_Cross_Hollow-23.jpg" width="188" height="125" /> <img src="https://assets.site-static.com/userfiles/1187/image/26111_Cross_Hollow-24.jpg" width="188" height="125" /> <img src="https://assets.site-static.com/userfiles/1187/image/26111_Cross_Hollow-25.jpg" width="188" height="125" />
The remaining two bedrooms on the East side of the home also feature premium laminate flooring. However, these bedrooms are set up in a Jack and Jill style. They each have their own sink and vanity area but share a shower and tub.
<img src="https://assets.site-static.com/userfiles/1187/image/26111_Cross_Hollow-29_Fixed.jpg" width="300" height="200" /> <img src="https://assets.site-static.com/userfiles/1187/image/26111_Cross_Hollow-28_fixed.jpg" width="300" height="200" />
Moving to the back yard and patio is a large covered patio attached the home and a second covered patio attached to the six-car garage. There is also a built-in pool and hot tub that has a child-proof removable fence in place for safety. All this area is missing a grill and some patio furniture and you've got your own oasis!
<img src="https://assets.site-static.com/userfiles/1187/image/26111_Cross_Hollow-Aerials-8_fixed.jpg" width="300" height="200" /> <img src="https://assets.site-static.com/userfiles/1187/image/26111_Cross_Hollow-36_fixed.jpg" width="300" height="200" />
The backyard of this home is big enough for nearly any activity you can think of! A game of basketball on the large concrete pad or a pick-up game of kickball in the grass are both sure bets with this space.
<img src="https://assets.site-static.com/userfiles/1187/image/26111_Cross_Hollow-Aerials-5.jpg" width="751" height="500" />
Sitting on an acre of land with no back neighbors and backing up to Blackhorse Golf Course, this home is the perfect bit of the country right in the heart of Cypress.
<a href="https://www.cyfairrealestate.com/agents/jimmulholland/" target="_blank">Listing Agent: Jim Mulholland | Jim@CyFairRealEstate.com | 713-446-1018</a>
2019-08-15T08:16:00-07:002019-08-15T15:28:03-07:00Sarah Cobbtag:cyfairrealestate.com,2012-09-20:57493 Bed/ 2 Bath in Heritage 55+ Section of Towne Lake9401 Trinity Trail Ct Cypress, TX 77433
<img src="https://assets.site-static.com/userfiles/1187/image/Fixed_IMG_1793.jpg" width="750" height="500" />
<a href="https://www.cyfairrealestate.com/property-search/detail/70/43148629/9401-trinity-trail-ct-cypress-tx-77433/" target="_blank">9401 Trinity Trail Ct</a> is located in the 55 and better Heritage community of <a href="https://www.cyfairrealestate.com/towne-lake-homes-for-sale/" target="_blank">Towne Lake</a> in Cypress, TX. It features 3 bedrooms and 2 bathrooms along with a private office/game room with french doors and a formal dining room. The home is 2,288 sq/ft and sits on an 8,759 sq/ft lot.
<img src="https://assets.site-static.com/userfiles/1187/image/IMG_1622.jpg" width="450" height="300" />
Walking into the home you will notice a grand entry with a tray ceiling, 6" baseboards, and a neutral color scheme. Tile floors adorn the floors in the entry, kitchen, and all wet areas.
<img src="https://assets.site-static.com/userfiles/1187/image/IMG_1630.jpg" width="294" height="196" /><img src="https://assets.site-static.com/userfiles/1187/image/IMG_1644.jpg" width="294" height="196" />
You will notice the office to your left that features glass french doors and to your right, you will see the formal dining room with chair railing and chandelier lighting. Both feature plush carpet floors and vaulted-like ceilings.
<img src="https://assets.site-static.com/userfiles/1187/image/IMG_1658.jpg" width="294" height="196" /><img src="https://assets.site-static.com/userfiles/1187/image/IMG_1707.jpg" width="294" height="196" />
Continuing into the home you will see the large, open concept living area with carpet floors, tall ceilings, lots of natural light from the bay windows that open to the backyard, and stone gas log fireplace.
<img src="https://assets.site-static.com/userfiles/1187/image/IMG_1671.jpg" width="450" height="300" />
The kitchen features tile floors, 42" dark walnut cabinets, granite counters, and stainless appliances. You'll also notice the breakfast nook, open face lower shelves on the kitchen island, built-in desk space, and hightop breakfast bar. With two windows and a glass door that opens to the backyard this kitchen has so much natural light.
<img src="https://assets.site-static.com/userfiles/1187/image/IMG_1727.jpg" width="294" height="196" /><img src="https://assets.site-static.com/userfiles/1187/image/IMG_1740.jpg" width="294" height="196" />
Off the family room is the large master suite with a wall of floor to ceiling windows, tray ceiling, large master bath with dual sinks, separate shower, and soaking tub, and walk-in closet. The bedroom features carpet floors while the bathroom features tile floors. The bathroom also has granite counters, built-in vanity with seating, and bronze fixtures.
<img src="https://assets.site-static.com/userfiles/1187/image/IMG_1755.jpg" width="294" height="196" /><img src="https://assets.site-static.com/userfiles/1187/image/IMG_1769.jpg" width="294" height="196" />
Both secondary bedrooms feature carpet floors with 6" baseboards. The second bathroom features granite counters, bronze fixtures, and a shower/tub combination.
<img src="https://assets.site-static.com/userfiles/1187/image/IMG_1779.jpg" width="450" height="300" />
Coming into the backyard you will notice only one side neighbor, a covered back patio, and nice sized yard that would fit a pool or large garden with ease.
About The Heritage Section of Towne Lake
<img src="https://assets.site-static.com/userfiles/1187/image/townelake-5-med.jpg" width="287" height="196" /><img src="https://assets.site-static.com/userfiles/1187/image/townelake-8-med.jpg" width="294" height="196" />
<a href="https://www.cyfairrealestate.com/towne-lake-homes-for-sale/" target="_blank">The Heritage at Towne Lake</a> is an exclusive community for those that are 55 and better. It was built for the retired yet still active lifestyle – with the emphasis on active. The Lodge community center is complete with a lap pool and spa, fitness center, billiard room, arts & crafts room, library, and a ballroom. With an on-site lifestyle director, you will always have fun events to attend from dancing events to travel outings. The Heritage section prides itself on the lasting friendships its residents gain.
<img src="https://assets.site-static.com/userfiles/1187/image/caldwell0523-med.jpg" width="195" height="130" /><img src="https://assets.site-static.com/userfiles/1187/image/caldwell0497-med.jpg" width="195" height="130" /><img src="https://assets.site-static.com/userfiles/1187/image/caldwell0599-med.jpg" width="195" height="130" />
(Photos of Heritage Section pulled from official Heritage Towne Lake website: <a href="http://townelaketexas.com/heritage-towne-lake">http://townelaketexas.com/heritage-towne-lake</a>)
<a href="https://www.cyfairrealestate.com/agents/jimmulholland/" target="_blank">Listing Agent: Jim Mulholland | Jim@CyFairRealEstate.com | 713-446-1018</a>
2019-05-23T07:51:00-07:002019-05-23T09:33:26-07:00Sarah Cobbtag:cyfairrealestate.com,2012-09-20:5693New Home Electricity SetupSetting up Electricity Service at Your New Home
Guest post: Rebecca Bridges, <a href="https://electricityplans.com/texas" title="ElectricityPlans.com" target="_blank">ElectricityPlans.com</a>
When you move into a new home, one item on your moving checklist will be “set up electricity.” Electricity in Texas is deregulated and there are over 40 retail electricity providers to choose from. With this article, you’ll learn how to set up electricity service in your new home, and how to shop for an electricity provider.
I’ve never shopped for electricity before. What do I do?
If you are moving to Texas from another part of the country, electricity deregulation may be foreign to you. In deregulated areas of Texas, you will <a href="https://electricityplans.com/moving-to-texas/#different">choose a retail electricity provider</a> to provide your electricity supply and send you your bill. Your bill will include both your supply charges and your delivery charges from the local utility.
Regardless of what REP you select, the local utility will respond in the case of a power emergency, read your meter, and help you if the lights are out. In Cypress Texas and surrounding areas, your local utility is Centerpoint Energy.
I have an electricity plan at my current house. Should I take it with me?
You can take your electricity plan with you (called a “transfer of service”) or you can switch to a new electricity company. Even if you are in a contract for your electricity, moving to a new home triggers a legal out for you. You can <a href="https://electricityplans.com/moving-to-texas/#takewith">cancel your electricity contract</a> with no penalty if you provide proof that you are moving out, usually as simple as a change of mailing address.
To decide if you should transfer your electricity service to your new home, look at your bill. Shop online to see the <a href="https://electricityplans.com/texas/">best Texas electricity rates</a>, and compare them to the rate you have now. If your rate is higher than current offers, shop for electricity for your new home and switch providers. And if it’s lower than current offers, call your electricity provider and schedule a transfer of service, to take that electricity rate to your new home.
I still need power at my old house while I move. What do I do?
Talk to your current electricity provider to schedule a “move-out” for the electricity where you are currently living. The move-out sets the date when your electricity will be shut off in your current home.
TIP: Schedule your move-out for 2-3 days after your scheduled move in to your new home. That way if it takes you longer than you expected, or you want to run back for one last check that you got everything, you aren’t working in the dark.
How far ahead can I schedule my electricity service at my new home?
Talk to your realtor about the closing date. Coordinate with the seller to turn on the electricity in your name on the same date that they are disconnecting their electricity. That way you don’t have to worry about the air conditioning being off, which could leave a stale smell.
What kind of electricity plan should I choose?
There are a lot of electricity plans to choose from. We recommend that you start out with a fixed rate plan. These are the most common plan types, and they are offered by virtually every REP. A fixed rate plan locks in a specific price for electricity for a given term.
Make sure to read the fine print on the electricity plans you are reviewing, to ensure you understand minimum usage fees or bill credits. Reviewing the <a href="https://electricityplans.com/the-definitive-guide-to-shopping-for-electricity-in-texas/#howto">electricity plan details</a> can help you identify the best electricity plan for your home.
Don’t know how much electricity your home will use? Ask the seller if they can provide a billing summary from their home, showing the typical electricity usage by month. Just remember different people like different temperatures. Your electricity usage will be driven by your home’s insulation, the number of people home during the day, the temperature you set on your thermostat, and many other factors.
My first electricity bill is really high! What now?
First, don’t panic. If you have just moved in, and it’s summertime, don’t forget that you had the door propped open all day while the movers were in and out. And you ran that big fan to help dry the new coat of paint. The refrigerator and freezer door were both open while you were stocking groceries. Plus, your bill may include one-time connection charges, or a partial deposit amount that you agreed to when you were setting up service.
Many retail energy providers will send you a weekly report showing your electricity usage. These reports help you see how your energy usage correlates to the temperature outside. And, you can see how your usage changes week over week. The best part? Most of these reports will include a bill projection, based on your usage patterns. If you don’t like what you see, you’ll have time to adjust your usage to save on electricity around the home.
With these tips, getting your electricity set up at your new home is easy and doesn’t have to be a hassle. You can sign up for your electricity service in 5-10 minutes and cross that off your moving checklist. The best part? Knowing that your new home will be cool and comfortable on the day of your move-in.
<img src="https://assets.site-static.com/userfiles/1187/image/Rebecca.jpg" width="236" height="157" />
About the author: Rebecca Bridges is head of marketing for <a href="https://electricityplans.com/texas/">ElectricityPlans.com</a>, a web site designed to make electricity shopping easy for home and business owners. When not writing about electricity, she can be found searching Pinterest for home improvement projects.
2019-05-03T11:35:00-07:002019-05-06T07:13:06-07:00Sarah Cobbtag:cyfairrealestate.com,2012-09-20:5487Mortgage TerminologyWhether you are just starting your search for the perfect home or you’ve already found the right one, you’re going to run across terms used in the mortgage industry that might be confusing. One of our preferred Residential Mortgage Loan Originators, <a href="https://gibraltarlending.com/gforcade">Gil Forcade with Gibraltar Lending</a>, sent us a list of phrases commonly used and their explanations.
Gil is one of our preferred loan originators because he is great about explaining the entire process in a way that makes sense and following through until the deal closes. He is bilingual in English and Spanish and offers a lot of different programs for buyers. All you need to do is <a href="mailto:gforcade@gibraltarlending.com">send him an email</a> or <a href="https://digital.gibraltarlending.com/login?mloid=gil.for74">apply online here!</a>
<img src="https://lh4.googleusercontent.com/azRczQ4xnefuDO48hJJUJWF2Z7yNtbeR5RMRyJH_pKyWCgc0wrryufxc78lDDfdup8wqB2KDX3zhSBVW8CpLrTWZ13q3D4ECsw6i6JWzUJpmieKfrmyK8b853niLVriI06IjN5HO" width="353" height="103" />
Adjustable Rate Mortgages (ARM): loans with an interest rate and payments that adjust at scheduled dates based on a pre-selected index.
Amortization: the gradual reduction of debt over the term of the loan, including interest.
Annual Percentage Rate (APR): the yearly cost of a mortgage including interest and other expenses.
Appraisal: a written estimate of a property's current market value.
Cash-Out Refinancing: a refinance transaction where a portion of the equity from a home refinance is converted to funds for the borrower to use.
Cash to Close: readily accessible cash the borrower will use to pay the closing costs.
Closing: the conclusion of a real estate transaction when legal documents are signed and funds are disbursed.
Borrower: one who applies for and receives a loan in the form of a mortgage with the intention of repaying the loan in full.
Closing Disclosure: a document provided to customers at least 3 business days before closing that shows the actual terms and costs of the loan. These costs may include hazard and/or mortgage insurance premiums and escrow deposits for property taxes.
Conventional mortgage: a home loan that isn't guaranteed or insured by the federal government.
Credit Score: a mathematical formula that predicts an applicant's creditworthiness based on credit card history, debt, type of credit, bankruptcies, etc.
Debt-to-Income Ratio (DTI): used to qualify a consumer for a loan. This reflects the consumer's monthly debt as a percentage of their monthly gross income.
Down Payment: a percentage of the purchase price paid upfront at closing.
Equity: the portion of a property's value that belongs to the homeowner and exceeds the current balance of a home loan.
Escrow: funds a lender collects and holds in an account to pay real estate taxes, homeowners insurance, and mortgage insurance (if applicable), on behalf of a customer.
FHA Loan: fixed or adjustable rate loans insured by the Federal Housing Administration. These are designed to make housing more affordable, particularly for first-time home buyers.
Fixed-Rate Mortgages: a mortgage with an interest rate and a payment that doesn't change over the term of the loan.
Interest Rate: the percentage rate that a lender charges to borrow money.
Jumbo Loan (Texas): a home loan with an amount that exceeds conforming loan limits imposed by Fannie Mae and Freddie Mac, which in Texas the value is $484,350.
Loan Estimate (LE): a document delivered or mailed to customers by a lender within 3 business days of the mortgage application. The LE provides an estimate of closing costs and fees as well as loan terms.
Lock: a lender's guarantee of an interest rate for a set period of time. This protects the borrower against rate increases during that time.
Points: upfront fees paid to the lender at closing. Typically, one point equals one percent of your total loan amount. The more points you pay, the lower your interest rate.
Principal: the balance (not counting interest) owed on a loan.
Private Mortgage Insurance (PMI): insurance to protect the lender in case the borrower defaults on the loan. Typically not required with a down payment of 20% or more of the home's purchase price.
Refinancing: the repayment of a debt from the proceeds of a new loan using the same property as security.
Survey: the measurement and description of land by a registered surveyor.
Title Search: an examination of municipal records to ensure that the seller is the legal owner of the property and that there are no liens or other claims against the property.
Underwriting: the process of determining the risks involved in a particular loan and establishing suitable terms and conditions for the loan.
USDA Home Loan: a mortgage loan offered to rural property owners by the United States Department of Agriculture
Veterans Administration (VA) Mortgage: a mortgage that provides flexible qualifying guidelines for eligible veterans and other eligible borrowers, which may include financing the VA funding fee and obtaining the loan with no down payment. Also, there is no mortgage insurance required.
2019-02-27T14:24:00-07:002019-02-27T14:39:47-07:00Sarah Cobbtag:cyfairrealestate.com,2012-09-20:5464 Think Your New Home is Clean?Think Your New Home is Clean? Here Are 3 Reasons Why You Should Think Again
Your boxes are packed and your lease is signed, but have you thought about cleaning your new home before your arrival? Cleaning is an important step many people forget when moving into a new place, but they really shouldn’t. If this task hasn’t made it onto your moving list yet, here are some very good reasons you should move it to the top.
<br />Because New Apartments Are Not Always Completely Clean
When you move into an apartment or any rental property, the landlord will typically have the home cleaned sometime before you move in. However, it’s important to know how long it’s been since your new home was cleaned. To ensure that you have a clean slate, consider hiring your very own apartment cleaning pros to give your home a truly deep clean you can trust. Wondering who to hire? An online search tool makes it easy to <a is="qowt-hyperlink" href="https://www.homeadvisor.com/near-me/apartment-cleaners/" qowt-eid="E87" id="E87" target="_blank">locate professionals</a> in your area. Those pros will know exactly which areas of your new home need to be <a is="qowt-hyperlink" href="https://www.moving.com/tips/what-to-clean-when-you-move-to-new-home/" qowt-eid="E90" id="E90" target="_blank">cleaned the most</a>.
Since you prep your food in the kitchen, this room needs to be spotless, but you should also check that dust is removed from high spots throughout your new place. Dust can cling to the tops of cabinets, window coverings, and fabrics, and that dust can make you sick. <a is="qowt-hyperlink" href="https://www.merrymaids.com/blog/quick-tips/cleaning-tips-for-allergy-sufferers/" qowt-eid="E97" id="E97" target="_blank">Cleaning for allergens</a> will help eliminate those particles from filling the air in your new home.
Because Even a Clean Home Can Have Less Than Clean Air
If your home looks spotless during your move-in inspection, that still does not mean it is as clean as it could be. In fact, you just may not be able to see the dangers that could threaten your health. <a is="qowt-hyperlink" href="https://www.huffingtonpost.com/entry/how-to-fix-indoor-air-pollution_us_59e0cc85e4b03a7be58012b1" qowt-eid="E107" id="E107" target="_blank">Indoor air pollutants</a> can come from building materials, gas appliances, and any other toxins the previous tenants may have left behind. Those pollutants can cause respiratory issues for your entire family, so make sure you take as many steps as you can to get them out of your home. You can <a is="qowt-hyperlink" href="https://www.cigna.com/individuals-families/health-wellness/hw/medical-topics/tips-for-reducing-indoor-pollutants-in-your-home-zp3218" qowt-eid="E110" id="E110" target="_blank">make your air cleaner</a> with the deep cleaning mentioned above to reduce dust but it’s also wise to open a window and let some fresh air inside.
Even the cleaners you use to tidy up your new home can pose a risk for additional indoor air pollution, so as you clean be sure to use safer, non-toxic cleaning products. These <a is="qowt-hyperlink" href="http://nymag.com/strategist/article/best-natural-organic-cleaning-products.html" qowt-eid="E117" id="E117" target="_blank">natural cleaners</a> use essential oils and other natural ingredients in place of potentially dangerous chemicals, so you will know that your newly clean home is truly clean and safe for your family.
Because a Cleaner Home Can Mean Much Less Stress for You
Protecting yourself from harmful bacteria, allergens, and indoor air pollutants are reason enough to really clean your new home. However, if you need more convincing, you should know that maintaining a tidy home can also <a is="qowt-hyperlink" href="https://www.verywellmind.com/cleaning-can-alleviate-stress-3145185" qowt-eid="E128" id="E128" target="_blank">reduce your stress levels</a>. For one, less clutter and grime is good for your mental health, but the very act of cleaning can also be repetitive enough to serve as mini meditation sessions. Since moving has been shown to be such a <a is="qowt-hyperlink" href="https://www.bustle.com/p/moving-is-one-of-the-most-stressful-life-events-a-new-study-says-but-here-are-7-ways-to-make-it-suck-less-11832166" qowt-eid="E131" id="E131" target="_blank">stressful event</a>, finding simple self-care steps like cleaning and making it easier to breathe is a smart move to make. Need some additional calm to help you get through all the cleaning, unpacking, and moving? Consider using <a is="qowt-hyperlink" href="https://www.mindbodygreen.com/0-17313/13-essential-oils-to-reduce-stress.html" qowt-eid="E134" id="E134" target="_blank">calming essential oils</a> for a natural way to reduce odors and relieve moving stress as you settle into your new apartment or home. Lemon is a great option for helping your home smell fresh, while lavender can be used for those super stressful moves.
A new home should be a chance for a fresh start. So, make sure that your new place is as fresh as possible by giving it a good scrub before you even think about moving in that very first box. Hire professional cleaners or tackle the cleaning on your own. Just get it done so that your new home is just as sweet and clean as it should be.
Written by: Charlotte Meier of <a href="http://homesafetyhub.org/" target="_blank" data-saferedirecturl="https://www.google.com/url?q=http://homesafetyhub.org&source=gmail&ust=1551192671248000&usg=AFQjCNH2dqkDwpbXFI4KP148mz3jsfSE3w">homesafetyhub.org</a>2019-02-25T08:43:00-07:002019-02-25T09:36:34-07:00Sarah Cobbtag:cyfairrealestate.com,2012-09-20:5345Cypress, TX Open HousesUpcoming Open Houses
Cypress, Texas Area
Looking for something to do this weekend? Cy-Fair Real Estate offers a free feature that shows all the homes that are hosting open houses in the Cypress, Texas area within the next seven days. You have the option to filter by price range, home size, bedrooms, and much more! All you have to do is click <a href="https://www.cyfairrealestate.com/cypress-tx-open-houses/" target="_blank">HERE</a>!
<img src="https://assets.site-static.com/userfiles/1187/image/Open_Houses_Blog_1.png" width="540" height="315" alt="Cypress, Texas Upcoming Open Houses" />2019-01-25T09:35:00-07:002019-01-25T10:36:06-07:00Sarah Cobbtag:cyfairrealestate.com,2012-09-20:52742018 Homestead Exemption Homestead Exemption
Congratulations on recently purchasing your home!
Buying a new home is a huge milestone in one's life. With that comes several new responsibilities including the need to apply for a Homestead Exemption on your property taxes. <a href="https://comptroller.texas.gov/forms/50-114.pdf" target="_blank">Homestead Exemptions</a> remove part of your home's value from taxation which lowers your county and school district property taxes. Most Houston area counties have the same requirements and, as with any tax exemption, there are rules to follow.
To apply for a Homestead Exemption, you must be occupying the property as your primary residence on January 1st of this tax year.
You must have no other residence that you are currently claiming as your Homestead.
You must apply for it between January 1st and April 15th.
The short amount of time you spend filing for a Homestead Exemption pales in comparison to the amount of money you can save!
To file for a Homestead Exemption in Harris County, you can file your Homestead Exemption electronically by using the county’s App.
Be sure to have these items on hand when you’re ready to apply:
The date of occupancy on your residence.
Your TX drivers license
An iPhone or Android phone
The HCAD Info and Exemptions app (found in the App Store or Google Play) OR manually fill in the <a href="http://hcad.org/assets/uploads/pdf/forms/2018/11-13_Jan_2018_fillable_2.pdf" title="Harris County Homestead Exemption" target="_blank">Harris County Homestead Exemption FORM HERE</a>
Download the apps here:
<a href="https://itunes.apple.com/us/app/harris-county-appraisal-district/id1056225999?mt=8" target="_blank"><img alt="App Store " title="App Store " src="https://lh5.googleusercontent.com/7uoMG1QcAMOU50SguwtXGSlJX1LWJAQt8ZW4TAAxLjPlRLXBof0sYYQsJf4GfopKW9uSjEHKMDapbCT6fi3t8SwNZVSnZ6BqUqO5ZX26k3Kk4jN-XirdbrQtUVHEXfTRDzIbfmMq" width="157" height="47" /></a>
<a href="https://itunes.apple.com/us/app/harris-county-appraisal-district/id1056225999?mt=8" target="_blank"><img alt="Google Play " title="Google Play " src="https://lh6.googleusercontent.com/DebT0qFNwx3keQwcojz7u8JtzRZ57vx14fAESjL4ozsvsFohcRETEgd69DtKulI_Y0FYJVMhk_Y9KLIQzenb37MBBGEhoyIZcs8mRJFdH-fduowvFbOKV5zgL4E_H_hiLoFWVeY-" width="152" height="47" /></a>
To file your Homestead Exemption in <a href="https://comptroller.texas.gov/forms/50-114.pdf" target="_blank">Montgomery County</a>, <a href="https://comptroller.texas.gov/forms/50-114.pdf" target="_blank">Fort Bend County</a>, <a href="http://www.brazoriacad.org/uploads/1/2/9/0/12902727/50-114.pdf" target="_blank">Brazoria County</a>, or <a href="http://www.waller-cad.org/PDFs/2013%20HS%20APPLICATION%20FOR%20WEBSITE.pdf" target="_blank">Waller County</a>, you must complete the <a href="https://comptroller.texas.gov/forms/50-114.pdf" target="_blank">Residence Homestead Exemption Application</a> and mail it into your County Appraisal District at the addresses below:
Montgomery County Appraisal District<br />PO Box 2233<br />Conroe, Texas 77305
Fort Bend Central Appraisal District
2801 B.F. Terry Blvd.
Rosenberg, Texas 77471
Brazoria County Appraisal District
500 N Chenango St.
Angleton, Texas 77515
Waller County Appraisal District
900 13th Street
PO Box 887
Hempstead, Texas 77445
<a href="https://comptroller.texas.gov/forms/50-114.pdf" target="_blank">Download the Homestead Exemption Form here.</a>
If you have questions or need more information, call your county appraisal district.
Harris County | 713-957-7800 | <a href="http://www.hcad.org/" target="_blank">www.hcad.org</a> or download the HCAD app
Montgomery County | 936-441-2186 | <a href="http://www.mcad-tx.org/" target="_blank">www.mcad-tx.org</a>
Waller County | 979-921-0060 | <a href="http://www.waller-cad.org/" target="_blank">http://www.waller-cad.org/</a>
Liberty County | 936-336-5722 | <a href="http://www.libertycad.com/" target="_blank">http://www.libertycad.com</a>
Fort Bend County | 281-344-8623 | <a href="https://fbcad.org/" target="_blank">https://fbcad.org/</a>2019-01-10T10:25:00-07:002020-08-20T13:46:13-07:00Sarah Cobbtag:cyfairrealestate.com,2012-09-20:5211Analytics - New Home Price With vs Without RealtorI did a bit of fact checking on my own blog post, <a href="https://www.cyfairrealestate.com/blog/should-i-use-a-realtor-to-purchase-a-new-construction-home/" title="Should I Use A Realtor To Purchase A New Construction Home?" target="_blank">"Should I Use a Realtor To Purchase A New Construction Home?"</a>
In that blog post/video, I had mentioned that data suggests buyers who use a Realtor typically pay less money for a new home (based off list price discounting) compared to those who do not use a Realtor. That was based on a small sample of data that I looked at for new home sales in Bridgeland in Cypress, TX.
When I expanded the data to look at sales in Cypress and then the entire Houston metroplex, the data was a bit different. Check out the video for more details below!
New Construction Homes For Sale2017-11-09T10:48:00-07:002019-06-18T15:11:04-07:00Jim Mulhollandtag:cyfairrealestate.com,2012-09-20:5209Should I Use A Realtor To Purchase A New Construction Home?Cypress, TX is booming with new neighborhoods and new home builders. Almost 30% of all homes sold in Cypress over the past 6 months are new homes and this does not include new construction homes built "from dirt". If we had statistics on those builds, the percentage of new homes sold would be well over 30%.
So, it is not uncommon for us to speak to potential home buyers who tell us that they are looking for new homes in the area. It is also fairly common that these people tell us that they are not using a Realtor because they feel that they do not need one with a new construction home and/or they can get a better deal by not using a Realtor. Jim Mulholland explains why this does not make sense in the video below. <br /><br />
Using a Realtor For New Construction Purchase
<br /><br />
In summary, here are ways a good Realtor can help a home buyer house when purchasing a new construction home:
PRE-PURCHASE
Explain the pros and cons of all options (neighborhoods, builders, floor plans, lots, etc)
Home valuations / Resale
CONTRACT
Consult lot selection, home positioning, structural upgrades, front elevation, etc
Negotiate home price, lot premiums, upgrades, builder incentives, etc
Contract assistance (TIP: Builder contracts favor the builder.)
CONSTRUCTION / PRE-CLOSING / CLOSING
Design center assistance
Financing options (The builder's lender is not always the best way to go)
Coordinate home inspections
Conflict resolution
Assist with the final walkthrough
Review closing docs / answer any questions at the closing
OTHER POINTS
The builder's salesperson works for the builder and has the builder's best interest in mind
Costs nothing to the buyer (builder pays buyer's agent commission)
Historically, the median "Sales Price / List Price" ratio is less on new homes when a Realtor is used compared to those sales without an agent involved
New Construction Homes For Sale
2017-11-09T10:08:00-07:002019-06-18T15:09:05-07:00Jim Mulholland